FHA collects demographics

Today, the Federal Housing Administration (FHA) is informing mortgagees of planned changes in the FHA Connection (FHAC) system to capture expanded borrower demographic information that mortgagees must begin collecting on January 1, 2018, in accordance with the new Home Mortgage Disclosure Act (HMDA) Final Rule. This information is available to be collected on the Demographic … More FHA collects demographics

NEW 5 STAR REVIEW!!

“Our realtor referred us to Beth Mann to handle the closing of a rental property that we were selling. This turned out to be an excellent referral. They contacted us with an introductory phone call as soon as they received our case and efficiently guided us through the entire process through to the closing. Their … More NEW 5 STAR REVIEW!!

NEW 5 STAR REVIEW!!

“I just closed on my house with Attorney Beth Mann and her amazingly professional, prompt and proficient staff. I have worked with a lot of attorneys as alarm consultant and because of her professionalism knowledge of the industry, and staff working for you I choose you (Beth). Thanks for everything on my behalf and my … More NEW 5 STAR REVIEW!!

NEW 5 STAR REVIEW!!

“Beth’s team was extremely helpful with all questions and inquires I brought them and were always quick on responses. Beth also was nice enough to make some suggestions for some other tax attorney needs I had.” -Bryan G.

Credit Card Debt Is Rising, and Housing Costs Aren’t Helping by David Wharton

American credit card debt continued to creep higher in 2017, with the average American household now owing a balance of $15,654, according to a new analysis by NerdWallet. For a bit of context, NerdWallet’s study also found that the average American household holding any debt at all owed a total of $131,431—including mortgages. Furthermore, Americans … More Credit Card Debt Is Rising, and Housing Costs Aren’t Helping by David Wharton

Can scoring trended data help lenders expand credit access? And what’s keeping 50 million credit invisible in the U.S. by Joanne Gaskin

Americans who don’t have a FICO score present both an opportunity and a challenge for lenders. Lenders are keen to extend credit to consumers in new market segments, but need to ensure they’re making risk-aware decisions. Some lenders are asking can scoring trended data, or more accurately trended credit bureau data, as some credit score … More Can scoring trended data help lenders expand credit access? And what’s keeping 50 million credit invisible in the U.S. by Joanne Gaskin

NEW 5 STAR REVIEW!!

“Beth did an awesome job handling the purchase of our new home and the sale of our old property. I would certainly recommend her to anyone looking for an attorney to handle their Real-estate needs.” -Ken H.